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Overseas Student Health Cover
What does Overseas Student Health Cover (OSHC) include?
OSHC insurers offer various plans, including the compulsory minimum (basic) plan, which typically covers:
- General practitioner (GP) visits
- Certain hospital treatments
- Ambulance services
- Limited pharmaceuticals (medicines)
However, OSHC does not cover treatments like dental, optical, or physiotherapy. If you require coverage for these services, you can opt for Extras OSHC from an OSHC provider. Alternatively, you may purchase private health insurance alongside your OSHC to cover items not included in OSHC plans. Benefits and costs may vary depending on the insurer and policy.
Additionally, travelers can consider purchasing travel insurance to supplement their OSHC, providing coverage for various health treatments.
Where can I purchase OSHC?
Only a few registered health insurers offer OSHC. You can compare plans and prices by visiting the following websites:
- ahm OSHC
- Allianz Care Australia (Peoplecare)
- BUPA Australia
- CBHS International Health
- Medibank Private
- NIB OSHC
Maintaining your OSHC: The Department of Home Affairs mandates that overseas students maintain OSHC for the duration of their stay in Australia. For more information, please visit the Private Health website.
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